ApproveNow is proudly affiliated with Arizona Auto Exchange

Apply Now and Get Pre-Approved

Our secure application takes just 60 seconds to complete. Get pre-qualified and start driving today!



  • Submit basic information about yourself and get pre-approved with no credit check. Your Job is your credit.
  • Low Down payments1 and hundreds of vehicles to choose from in your local area.
  • Rent to own vehicles available as well for those looking for alternate options.
  • Post bankruptcy? Bad Credit? No Credit? Stop worrying, and start driving today!


Fast, Reliable and Affordable service
With this simple and fast application process, you are only 3 steps away from getting approval for a car loan. We have a 3 step process to get approved so you can start driving today.

Submit Info

  • When you submit your private information through our application page, you will be contacted by a preferred lender who is eager to help you out.
  • Even if you have bad credit or no credit at all, you can still get connected with a preferred lender to discuss your financing options. There is hope – no matter how many times you’ve been turned down for financing.

There are many challenges you face as a customer who suffers from a poor credit situation. It can be hard to suffer rejection time and time again because of your poor credit history or lack of credit history altogether.

After you complete the secure application, your information will be matched up to a preferred lender who can help you. You will then be provided with all of your options so you can get the car you deserve.

Get Started Now

Get Approved

  • You’ll be contacted by a local lender immediately who will help you create a customized auto loan that meets your budget and needs. These lenders work hard to get you approval so that you can get behind the wheel of a car as soon as you need it. These trained professionals will not just help you, but they will fight to win your business.
  • You will then be provided with all of your options so you can get the car you deserve. Hundreds of vehicles to choose from on these lots with many after sale service and maintenance options to provide you a great customer experience.

There are many programs available that will fit your needs and trained experts that will make it a priority to see you approved for financing. With so many people in similar situations, it only makes great business sense to help as many people as possible. You no longer have to endure the pain and humiliation associated with walking into a dealership with bad credit. Your business is important today and will be important in the future, so why not deal with people who care about offering you real help for your real situation?

Get Started Now

Visit a Dealership

  • You can start driving a great car today after you fill out the secure application. You can schedule a time and date to test-drive a reliable, well-maintained car, while the experts work hard to get you financed.
  • If you are in a tough spot financially, but need a car now, the experience couldn’t be easier. When you walk into the dealership, the representative will fit a loan to your needs. Traditional lenders only want to help those with excellent credit, but with a solid commitment to customer service, you can get approved for financing without the hassle.

When you get approved, you can drive off in a reliable AND affordable vehicle the same day. There is hope even though your credit situation is not up to par with what’s expected by traditional lenders. You don’t have to worry about how you’re going to get back and forth to your place of employment. A second chance car loan is in your grasp and can help you rebuild your credit.

After you complete the secure application, your information will be matched up to a preferred lender who can help you. You will then be provided with all of your options so you can get the car you deserve.

Get Started Now

Our Simple 3 Step Process
We’ll help you get approved for an auto loan regardless of your credit history.

Yes, it’s that simple!

Let’s get started

If you are looking for a quality and reliable car, but you can’t seem to qualify for an auto loan, then you are not alone. You should never be held back by your poor credit history or for not having any credit at all. Everyone should have the opportunity to be able to get approval for financing regardless of spotty or lack of a credit history. Traditional dealerships don’t usually offer financing to those in these situations, but there is help.

Your situation isn’t unique to you and you deserve to know that there are companies out there that want to help you. If you have been denied in the past because of your credit, you should still be able to get a car, period. You should never be forced to take public transportation when you’re only a click away from filling out the secure application on this page. You can get the funding you need so you don’t have to worry about how you’re going to get back and forth to your job. Bad credit won’t hold you back where your job is your credit. A preferred lender is eager to aid you in getting approval and setting you up with a great car.

After assisting so many others in similar situations, you can trust that your situation will be handled with the utmost care and respect. Regardless of what is says on your credit report, your job is your credit. You will receive guidance throughout the short and painless process of getting approved for a car loan.

If you’ve suffered the rejection of traditional lenders, then you don’t have anything to lose. You will be offered the chance to receive in-house financing if your situation is especially poor. You’ve probably been hurt in the past by your personal financial situation, but you don’t have to let that take over your future.

Even if you’ve had a bankruptcy discharge or a vehicle repossession in your credit history, there are lenders and dealerships who will work with you. We believe that everyone should be allowed to get a car loan, regardless of credit status.

Even though you may have made poor financial decisions in the past, a bad credit auto loan will work to rebuild your torn apart credit. You can have your on-time payments reported to each of the three major credit reporting agencies to ensure that you are working toward rebuilding your credit file.

Your job is your credit and when you get approved, you can sign the papers and drive off of the lot in a quality and reliable vehicle. It is easy to get started, so fill out the secure application today and stop letting your poor credit situation dictate your financial choices for your future. Take control of your life and get the auto loan financing you deserve.

Start opening the doors
Take control of your future and rebuild your credit today

Get Started Now