Fast, Reliable and Affordable
Bad Credit Auto Loans

No credit check – your job is your credit Low Down Payments Rent to own options available The easiest way to get an auto loan with good or bad credit

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Hello, we’re

ApproveNow will work with you to provide auto lending solutions, regardless of your situation. We provide simple auto financing options for good people with bad credit, poor credit, past bankruptcies, or repossessions. In our years of practice, we have developed strategic partnerships with dozens of the nation’s most trusted dealerships and lenders, offering special financing and easy access to no-hassle lending for any credit situation. With ApproveNow, your job is your lifeline; we know a paycheck is all you need to cover the costs of an auto loan, which gives us the freedom to negotiate without a credit check.

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Bad or no credit?
We can help

When you have bad credit or no credit, it can often feel like life is holding you back. Obtaining basic life necessities, like an auto loan, can beome a major project, turning what should be an exciting process into a labor-intensive and stressful experience.

For a low down payment, you can get the auto financing you need, no questions asked. ApproveNow will connect with qualified lenders and dealers in your area to help you find the ideal solution, no matter your financial history.

Find me a car

Apply now!

At ApproveNow, the lenders we choose for you are handpicked based on their ability to provide you quality and service in meeting your needs.
We’ll connect you to a trusted lender or dealership regardless of your credit history, and work with you to provide resources you deserve.
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The average credit score for used car buyers
The average credit score in the U.S.
One in four Americans has a credit score under 600
1.55 million people filed for bankruptcy in 2010

You now have options

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Our Clients’

ApproveNow made getting a bad credit auto loan easy! I’d been turned down by a dozen lenders, and ApproveNow put me in contact with the perfect resources in a matter of minutes. I’m never going anywhere else again.
It was impossible to get bad credit auto financing by myself, no matter how many dealerships I visited, but with ApproveNow, I qualified for special financing immediately! I got my new car right away, and I only had to put $500 down. Thanks, ApproveNow.
No one makes sup-prime car financing easy like ApproveNow. It only took a few minutes to fill out the app (exactly like they said!) and I got my car the same day. I highly recommend ApproveNow!

We'll ApproveNow!

We know that accidents are a reality of life, which is why we’re always ready to strike a hard bargain with lenders and dealers on your behalf. If you have bad credit, no credit, bankruptcy, or past repossessions, ApproveNow is the solution you’ve been searching for.
Stop worrying and start driving today. Why Wait?
Get Approved Now

Our Simple
3 Step Process

When securing an auto loan by yourself is too stressful or time consuming, ApproveNow’s client service team can use our industry expertise to your benefit. Our simple 3-step process will help us help you, giving us the information we need to get started.

Finding your best bad credit auto loan starts here. Why wait? We’ll approve you right now!
Apply in 2 Minutes

When you want a car and you don’t want to wait, we have everything you need. We’re experts at finding you a car with a loan you can afford, no matter what might be in your history.

More Amazing

A dozen dealerships turned me down, and I didn’t know where else to turn until I found ApproveNow. They made it so easy, setting me up with a lender willing to work with my credit. I got my car the same day!
When your credit isn’t perfect, getting a car loan can be really hard. That’s why I picked ApproveNow. They put me in contact with the perfect dealership, and I was able to get a great car, just like that!
I searched for weeks for bad credit car financing and came up empty. Until I tried ApproveNow! It was so easy… all I had to do was fill out a form and they got me a great loan. It was so easy!

Some usefull


Of course. At ApproveNow, we work with a huge network of lenders and dealerships around the country to help you find the right fit.
Definitely. We know that everyone has to start somewhere, and we’re ready to help.
Absolutely not. Our process has no obligation and is completely FREE to you. If you get to the dealership and don’t want to move forward, that’s perfectly fine.
Yes. We work with dealers managing some of the biggest brands in the business, including Toyota, Nissan, Ford, Chevrolet, Dodge, Honda, GMC, and many more. If you want it, we can help.
Of course. If a dealer is willing to sell it to you, it’s all yours.
Yes. It really is this easy!
When bad credit, no credit, or bankruptcy is holding you back, ApproveNow puts you back on track.
Find My Next Car

Do you have
Bad Credit?

Accidentally missed a few loan payments? We’ve all been there. It can be hard to recover from a poor credit history, especially when you’re struggling to find lenders willing to give you a second chance. That’s where we come in.

ApproveNow is your number one resource for fast, affordable car loans with NO credit check, putting you in contact with lenders and dealerships willing to make a commitment. Everyone makes mistakes, and with our help, your bad credit will never stand in your way again.

Bad Credit? We can help. It only takes 2 Minutes with no obligations.

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Do you have
No Credit?

Whether you’re fresh out of school, have never had a credit card, or are just starting out on the path to adulthood, you may have run into some issues securing sub-prime auto financing for a car. Many people are aware that bad credit can be a detriment, but no credit can be just as challenging.

If you’re tired of lenders and dealers ignoring you because your credit history is minimal or nonexistent, you’re in the right place. ApproveNow can help you connect with the perfect lenders for your needs without running a credit check, putting you behind the wheel no matter what your credit looks like.

No Credit? No problem. It only takes 2 Minutes to apply with no obligations.

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Do you suffer from

Bankruptcy can be a hard pill to swallow, especially when it comes to securing an auto loan. If you’ve tried traditional lenders only to be disappointed, ApproveNow is here to help. We know that mistakes happen, and that everyone deserves a fair chance at a new car.

No matter what your financial situation looks like, our team is here to help you find a lender. When you fill out our 60 second form, your credit history will cease to be a detriment, giving us the power to find your fit.

Stop worrying, and Start Driving.

Apply Now

Ever had any

If you’ve had a repossession in the past, you already know what it feels like to be turned down for credit. If you’ve had more than 3 repossessions in the last 3 years, a rent to own option might be the best for you.   There is help for your situation and you deserve to deal with a lender that cares about your car loan needs.

Contact us and we’ll do everything we can to help you.

Apply Now

Stop worrying and
Start driving today!

Apply Now


  • Money down is dependent on history of late payments, monthly income, past repossessions, and other variables that might be dependent on the individual lender themselves. Initial down payments may vary.
  • A lender can be a sub-prime auto loan provider or a local dealership in your area that handles special financing. Circumstances may vary based on location, credit history, and other factors.